Electronic Communications Agreement V10.2017
Agreement to Receive Electronic Communications
This Electronic Communications Agreement (“Disclosure”) applies to all communications related to the
prepaid card product (“Prepaid Card”) and accompanying services available through wiredplastic.com
(the “Website”). This Disclosure supplements and is to be construed in accordance with the terms of the
cardholder agreement (“Cardholder Agreement”) you received when you obtained the Prepaid Card
account.
“We,” “us,” and “our” refer to Wired Plastic Visa® Prepaid Card. “Bank” means The Bancorp Bank, N.A.
“Card Account” refers to the Prepaid Card account issued by the Bank. “You” and “your” refers to the
person(s) to whom the Prepaid Card has been issued. “Communication(s)” means any customer
agreement or amendments thereto; disclosure; notice; response to claims; transaction history; privacy
policy; and all other information related to Prepaid Card, Card Account and related products and services,
including but not limited to information that we are required by law to provide you in writing.
The Prepaid Card is intended for use only by person(s) who are willing and able to receive notices and
communications exclusively through the Website, or via electronic mail (“E-mail”). If you do not agree to
receive the legally-required notices and communications described herein in electronic and not paper
form, then you may not open a Card Account. Similarly, if after providing consent hereunder, you
withdraw it, we reserve the right to close the Card Account and terminate your participation in the Prepaid
Card program.
1. Scope of Communications to Be Provided in Electronic Form. When you use a product or
service to which this Disclosure applies, you agree that any Communications will be provided in
electronic format, to the extent allowed by law, and that paper Communications will not be sent. You
consent to receive electronic Communications and transactions includes, but is not limited to:
• All legal and regulatory disclosures and communications associated with the Prepaid
Card and any related products or services;
• The Cardholder Agreement and any notices about changes in terms;
• Privacy policies and notices;
• Responses to claims filed in connection with the Card Account;
• Notices regarding insufficient funds or negative balances; and
• All other communications between us and Customer concerning the Card Account and
any related transactions, products or services.
2. Method of Providing Communications in Electronic Form. All communications that we
provide in electronic form will be provided either (1) by E-mail or (2) by access to the Website,
3. How to Withdraw Consent. You may withdraw consent to receive Communications in electronic
form by contacting customer service. If you withdraw consent, the Prepaid Card will be closed
and a balance refund check may be issued in accordance with the terms of the Cardholder
Agreement. If you withdraw consent, the legal validity and enforceability of prior Communications
delivered in electronic form will not be affected.
4. How to Update Records. It is your responsibility to provide us with a true, accurate and
complete E-mail address, contact, and other information related to this Disclosure and the
Prepaid Card, and to maintain and update promptly any changes in this information. You can
update information (such as the E-mail address) through wiredplastic.com or by contacting us at
1-801-383-1003. We are not responsible for any delay or failure in the receipt of the
Communications if we send the Communications to the last E-mail address you provided to us.
5. Hardware and Software Requirements. In order to access, view, and retain electronic
Communications that we make available, you must have:
• an Internet browser that supports 128 bit encryption, which requires Windows 2000 or
later version running either Internet Explorer version 6.0 or higher or Firefox version 3.0
or higher, or Macintosh OSX 10.2 or higher running Safari web browser. Your access to